How To Make A Successful Water Leak Insurance Claim Australia

Take photos videos and make notes of the damage before you begin the clean up process.

How to make a successful water leak insurance claim australia. Within 15 days from the claim s date of issue an insurance adjuster will be sent to inspect the damage. Answer any questions the adjuster may have and discuss your restoration options. To avoid this you should contact your insurance company as soon as possible. When you file an insurance claim your company will send out an adjuster to assess the damage.

A year long battle was fought the insured did wind up collecting but that was after a year and a half battle with the insurance company. Contact your home and contents insurer immediately. To make the process even quicker provide the make and models of any electrical items that have been damaged. To file a water damage claim through your home and contents insurance you can follow these steps.

First if you are being denied any claim make sure that you ask for a full explanation. Provide as many details about the water damage as possible. The insurance company claimed the insured did not give prompt notice of their water leak. Subsequent to the adjuster s visit your claim will be either accepted or denied.

File the actual claim via written communications to your insurance company. Lodge your claim make sure to have your policy number and information about damage at the ready. Your home orrental insurancecontract contains important information regarding your policy s water damage coverage deductibles limitations and exclusions as well as a thorough explanation of the claim procedures and the required deadlines for filing insurance claims. How insurance adjusters will decide if they ll cover your water leak most insurance companies don t expect you to rip out the drywall to periodically check for leaks however they do expect you to address plumbing leaks asap.

This will help make the claims process simpler. It is sometimes a good idea to write the details of the event as soon as you can and then use that as a reference to make the written claim. Inform the insurance company as soon as you can following the event. Make an effort to get the leak under control.

Understanding why a water damage claim is denied and what you can do about it. You have every right to understand exactly what part of the policy wording excludes what you are asking for compensation for and why the claim is being denied. Many homeowners want to wait until the water has been removed before making the call to inform their agent but contacting your insurance agent should be the first thing you do.